Three steps, most of them same-day
The slow part of business funding is usually paperwork. We took it out.
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0 min
You submit
Six questions, about two minutes, no credit check.
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Same day
Offers come back
Usually within a few hours, from the lenders most likely to fund you.
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+1 day
You choose
A funding specialist goes through the offers and what each one really costs.
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24–48 hrs
Funds land
Signed to settled is one to two business days for most options here.
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Step 01
Two minutes, one form
Six questions about the business. No bank statements to dig out yet, no tax returns, no documents to scan before you can see anything.
- About 2 minutes
- No credit impact
- No upfront cost
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Step 02
Offers the same day
Your application goes to the lenders in our network who move fastest for a business like yours, and their answers come back in hours rather than weeks.
- 80+ lenders
- Usually within hours
- One application, not eighty
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Step 03
Money in 24 to 48 hours
Pick the offer, sign, and the funds move. For most of the options here that is one to two business days from the moment you accept.
- As little as 24 hours
- Funds go straight to your account
- No fee if you decline
Some things cannot wait for a bank.
A compressor dies mid-season. A supplier offers a discount that expires Friday. A contract lands that needs materials before it pays. Those are the weeks this exists for.
Start the clock
Two minutes now, offers today, funds inside two days. No cost to apply and no effect on your credit.
- No hidden fees
- Bad credit is OK
- Same day funding
- No minimum FICO
- No restrictions
- Larger funding amounts