Working Capital
Fastest route to money for running costs.
- Funding amount
- Up to $1M
- Funding speed
- Within 24–48 hours
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Working capital funds the business itself rather than a purchase: wages, rent, stock, and the long gap between sending an invoice and being paid for it.
Approval is quick because the decision leans on your trading rather than on a business plan, and funds typically land within 24 to 48 hours. Repayment comes daily or weekly, which suits steady takings and punishes lumpy ones.
Speed and cost
- Funds in 24 to 48 hours
- No restriction on what you use it for
- Daily or weekly repayment
- Short term, so it clears fast
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0 min
You submit
Six questions, about two minutes, no credit check.
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Same day
Offers come back
Usually within a few hours, from the lenders most likely to fund you.
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+1 day
You choose
A funding specialist goes through the offers and what each one really costs.
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24–48 hrs
Funds land
Signed to settled is one to two business days for most options here.
Apply for working capital
Two minutes now, offers today, funds inside two days. No cost to apply and no effect on your credit.
- No hidden fees
- Bad credit is OK
- Same day funding
- No minimum FICO
- No restrictions
- Larger funding amounts