Business Cash Advance
The fastest money here, and the dearest.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
- Factor rate
- 10% – 35%
- Repayment
- Daily or weekly ACH
A cash advance is bought against future card and receivable income rather than lent against credit, so the decision is quick and a thin credit file is not fatal. Repayment is a slice of daily takings, which flexes with a quiet week.
It is the fastest option on this site, often 24 hours start to finish, and the most expensive. Both for the same reason. If the maths works this week it can be exactly right; just make sure you have been told the total repayment and not only the factor rate.
Speed and cost
- Often funded within 24 hours
- Low scores and short history considered
- Repayment flexes with your takings
- Priced as a factor rate — ask for the total
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0 min
You submit
Six questions, about two minutes, no credit check.
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Same day
Offers come back
Usually within a few hours, from the lenders most likely to fund you.
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+1 day
You choose
A funding specialist goes through the offers and what each one really costs.
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24–48 hrs
Funds land
Signed to settled is one to two business days for most options here.
Apply for business cash advance
Two minutes now, offers today, funds inside two days. No cost to apply and no effect on your credit.
- No hidden fees
- Bad credit is OK
- Same day funding
- No minimum FICO
- No restrictions
- Larger funding amounts